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Personal injury laws by state: a research atlas

Personal injury rules are not uniform across the United States. Use this atlas to identify the right questions, open official sources, and continue to a state or city directory. It is a research starting point, not a deadline calculator or legal advice.

Researched and maintained byInjury Lawyer Atlas Editorial TeamReviewed September 24, 2026Primary sources linked · General information
Layered translucent maps and an untitled reference book on a dark research table
Jurisdictions overlap in the facts, parties, rules, and forum—not just on a map.
The four-coordinate method

Map the issue before reading a rule

Question framework
01

Time

Which limitation period applies, when did it begin, and is there an earlier notice deadline?

02

Fault

How does the jurisdiction allocate fault among the claimant, defendants, and nonparties?

03

Defendant

Is a government body, employer, product maker, property owner, or other specially regulated party involved?

04

Forum

Which state’s law may apply, and which court or county could hear the dispute?

Learn on demand

Four concepts worth recognizing

Open the full glossary →
TimingAccrual

The event that starts a limitations period. It may not always be the injury date, so confirm the governing rule and exceptions.

FaultComparative fault

A rule that may reduce or bar recovery based on a claimant’s share of responsibility. The threshold and formula vary by state.

ForumVenue

The proper geographic location for a case within a court system. Venue is different from whether a court has legal authority.

InsuranceSubrogation

A payer’s potential right to recover money it paid from a later settlement or judgment. The source and amount should be verified.

Official-source briefs

Priority state law maps

Reviewed September 24, 2026
Research orientation only. Open each official source and verify current law, exceptions, and facts.
JurisdictionTiming orientationFault orientationPrimary source
CaliforniaCalifornia Code of Civil Procedure § 335.1 generally states a two-year period for an action involving injury or death caused by another person’s wrongful act or neglect. Different claims, defendants, and tolling rules can change the analysis.California Civil Code § 1431.2 addresses allocation of noneconomic damages in actions based on comparative fault. The effect of fault on a particular claim requires case-specific analysis.Cal. Code Civ. Proc. § 335.1 ↗
FloridaFlorida Statutes § 95.11 contains multiple limitation periods. Negligence deadlines were amended in 2023, so the incident date, cause of action, and transition language matter; do not select a deadline from a generic summary.Florida Statutes § 768.81 provides for proportional reduction and, for covered negligence actions, a greater-than-50-percent bar, subject to statutory scope and exceptions.Fla. Stat. § 95.11 ↗
WashingtonWashington RCW 4.16.080 generally provides three years for an action for injury to the person, although another provision can govern a particular claim.RCW 4.22.005 says contributory fault proportionately reduces compensatory damages in a covered action but does not bar recovery.RCW 4.16.080 ↗
ArizonaArizona Revised Statutes § 12-542 generally places listed personal-injury actions in a two-year category measured from accrual, subject to other statutes and exceptions.A.R.S. § 12-2505 generally reduces damages in proportion to relative fault rather than applying a fixed 50-percent cutoff, subject to its stated limitations and other applicable law.A.R.S. § 12-542 ↗
Illinois735 ILCS 5/13-202 generally provides two years after accrual for an action for damages for injury to the person, while exceptions and other claim categories can apply.735 ILCS 5/2-1116 bars a plaintiff in a covered action when contributory fault is more than 50 percent of the proximate cause and otherwise reduces damages proportionately.735 ILCS 5/13-202 ↗
North CarolinaNorth Carolina General Statutes § 1-52 provides a three-year period for many personal-injury actions, with separate accrual provisions and exceptions.Contributory negligence remains a consequential issue in North Carolina. The applicable law and facts should be assessed rather than assuming shared fault merely reduces damages.North Carolina G.S. § 1-52 ↗
KentuckyKentucky Revised Statutes § 413.140 generally places an action for injury to the person in a one-year category, with separate accrual and claim-specific rules.KRS § 411.182 directs courts to allocate fault among relevant parties in covered tort actions. The evidence and current law determine the effect in a particular matter.KRS § 413.140 ↗
MichiganMichigan Compiled Laws § 600.5805 contains limitation periods for injury and death claims, including a general three-year provision, while other claim types and accrual rules may differ.MCL § 600.2959 reduces damages by the injured person’s percentage of comparative fault and sets an additional rule for noneconomic damages when that percentage is greater than the aggregate fault of others.MCL § 600.5805 ↗
MassachusettsMassachusetts General Laws c. 260, § 2A generally places tort actions and actions of contract to recover for personal injuries in a three-year category measured from accrual, except as otherwise provided.Massachusetts General Laws c. 231, § 85 provides a comparative-negligence framework for covered actions. Recovery is barred when claimant negligence is greater than the total negligence attributable to the persons against whom recovery is sought; otherwise damages are reduced proportionately.Mass. Gen. Laws c. 260, § 2A ↗
MinnesotaMinnesota Statutes § 541.07 places many tort actions resulting in personal injury in a two-year category, while the section’s exceptions and other limitation statutes can control particular claims.Minnesota Statutes § 604.01 states that contributory fault does not bar recovery in a covered action when it is not greater than the fault of the person against whom recovery is sought. Allowed damages are reduced in proportion to the claimant’s fault.Minn. Stat. § 541.07 ↗
New YorkCPLR 214 lists a three-year period for many personal-injury actions, while CPLR 214-a and other provisions impose different rules for particular claims. Accrual and defendant-specific notice rules also matter.CPLR 1411 states that culpable conduct attributable to the claimant diminishes recoverable damages in proportion to that conduct but does not bar recovery.New York CPLR Article 2 ↗
OhioOhio Revised Code § 2305.10 generally provides a two-year period for bodily-injury actions, with separate accrual provisions and exceptions for specified claims.Ohio Revised Code § 2315.33 allows recovery when the plaintiff’s contributory fault is not greater than the combined tortious conduct of the other persons described by the statute, and reduces damages proportionally.Ohio Rev. Code § 2305.10 ↗
OregonORS 12.110 generally places an action for injury to a person or another’s rights, not arising on contract and not specially enumerated, in a two-year category. Specialized claims and statutes can change the period or accrual analysis.ORS 31.600 allows recovery in a covered action when fault attributable to the claimant is not greater than the combined fault of the persons the statute specifies. Allowed damages are reduced by the claimant’s percentage of fault.ORS chapter 12 — § 12.110 ↗
Pennsylvania42 Pa.C.S. § 5524 places many actions for injury to a person or death caused by another person’s wrongful act, neglect, unlawful violence, or negligence in a two-year category. Accrual, claim type, and other provisions can change the analysis.42 Pa.C.S. § 7102 provides that claimant negligence does not bar recovery in a covered negligence action when it is not greater than the causal negligence of the defendant or defendants, and otherwise reduces damages proportionately. The section also contains allocation rules and activity-specific provisions.42 Pa.C.S. § 5524 ↗
New JerseyN.J.S.A. 2A:14-2 generally states that an action for injury to a person caused by another person’s wrongful act, neglect, or default must be commenced within two years after accrual, except as otherwise provided by law. The statute contains additional provisions, and other claims can follow different rules.N.J.S.A. 2A:15-5.1 states that contributory negligence does not bar recovery in a covered negligence action when it is not greater than the negligence of the person or combined persons against whom recovery is sought, and reduces damages by the attributed percentage.N.J.S.A. 2A:14-2 ↗
Rhode IslandRhode Island General Laws § 9-1-14 generally requires actions for injuries to the person to be commenced within three years after accrual. The section and other statutes contain exceptions for specific claims and circumstances.Rhode Island General Laws § 9-20-4 provides that a claimant’s lack of due care does not bar recovery in covered personal-injury, death, or property-damage actions. Damages are diminished in proportion to the negligence attributed to the claimant.R.I. Gen. Laws § 9-1-14 ↗
TexasTexas Civil Practice and Remedies Code § 16.003 generally provides a two-year period for personal-injury and wrongful-death actions, subject to accrual rules and statutory exceptions.Texas Civil Practice and Remedies Code § 33.001 states that a claimant may not recover damages when the claimant’s percentage of responsibility is greater than 50 percent.Tex. Civ. Prac. & Rem. Code ch. 16 ↗
VirginiaVirginia Code § 8.01-243(A) generally states that every action for personal injuries, whatever the theory of recovery, must be brought within two years after accrual unless another part of the section or another statute provides otherwise.Virginia’s official civil model jury instruction 6.050 describes contributory negligence for covered negligence actions: the parties’ negligence is not compared, and claimant negligence that proximately caused the injury bars recovery. Exceptions and claim-specific doctrines require legal review.Va. Code § 8.01-243 ↗

California injury law map →

Timing question

California Code of Civil Procedure § 335.1 generally states a two-year period for an action involving injury or death caused by another person’s wrongful act or neglect. Different claims, defendants, and tolling rules can change the analysis.

Fault question

California Civil Code § 1431.2 addresses allocation of noneconomic damages in actions based on comparative fault. The effect of fault on a particular claim requires case-specific analysis.

Cal. Code Civ. Proc. § 335.1 ↗Cal. Civil Code § 1431.2 ↗

Florida injury law map →

Timing question

Florida Statutes § 95.11 contains multiple limitation periods. Negligence deadlines were amended in 2023, so the incident date, cause of action, and transition language matter; do not select a deadline from a generic summary.

Fault question

Florida Statutes § 768.81 provides for proportional reduction and, for covered negligence actions, a greater-than-50-percent bar, subject to statutory scope and exceptions.

Fla. Stat. § 95.11 ↗Fla. Stat. § 768.81 ↗

Washington injury law map →

Timing question

Washington RCW 4.16.080 generally provides three years for an action for injury to the person, although another provision can govern a particular claim.

Fault question

RCW 4.22.005 says contributory fault proportionately reduces compensatory damages in a covered action but does not bar recovery.

RCW 4.16.080 ↗RCW 4.22.005 ↗

Arizona injury law map →

Timing question

Arizona Revised Statutes § 12-542 generally places listed personal-injury actions in a two-year category measured from accrual, subject to other statutes and exceptions.

Fault question

A.R.S. § 12-2505 generally reduces damages in proportion to relative fault rather than applying a fixed 50-percent cutoff, subject to its stated limitations and other applicable law.

A.R.S. § 12-542 ↗A.R.S. § 12-2505 ↗

Illinois injury law map →

Timing question

735 ILCS 5/13-202 generally provides two years after accrual for an action for damages for injury to the person, while exceptions and other claim categories can apply.

Fault question

735 ILCS 5/2-1116 bars a plaintiff in a covered action when contributory fault is more than 50 percent of the proximate cause and otherwise reduces damages proportionately.

735 ILCS 5/13-202 ↗735 ILCS 5/2-1116 ↗

North Carolina injury law map →

Timing question

North Carolina General Statutes § 1-52 provides a three-year period for many personal-injury actions, with separate accrual provisions and exceptions.

Fault question

Contributory negligence remains a consequential issue in North Carolina. The applicable law and facts should be assessed rather than assuming shared fault merely reduces damages.

North Carolina G.S. § 1-52 ↗North Carolina G.S. § 67-4.4 ↗

Kentucky injury law map →

Timing question

Kentucky Revised Statutes § 413.140 generally places an action for injury to the person in a one-year category, with separate accrual and claim-specific rules.

Fault question

KRS § 411.182 directs courts to allocate fault among relevant parties in covered tort actions. The evidence and current law determine the effect in a particular matter.

KRS § 413.140 ↗KRS § 411.182 ↗

Michigan injury law map →

Timing question

Michigan Compiled Laws § 600.5805 contains limitation periods for injury and death claims, including a general three-year provision, while other claim types and accrual rules may differ.

Fault question

MCL § 600.2959 reduces damages by the injured person’s percentage of comparative fault and sets an additional rule for noneconomic damages when that percentage is greater than the aggregate fault of others.

MCL § 600.5805 ↗MCL § 600.2959 ↗

Massachusetts injury law map →

Timing question

Massachusetts General Laws c. 260, § 2A generally places tort actions and actions of contract to recover for personal injuries in a three-year category measured from accrual, except as otherwise provided.

Fault question

Massachusetts General Laws c. 231, § 85 provides a comparative-negligence framework for covered actions. Recovery is barred when claimant negligence is greater than the total negligence attributable to the persons against whom recovery is sought; otherwise damages are reduced proportionately.

Mass. Gen. Laws c. 260, § 2A ↗Mass. Gen. Laws c. 231, § 85 ↗

Minnesota injury law map →

Timing question

Minnesota Statutes § 541.07 places many tort actions resulting in personal injury in a two-year category, while the section’s exceptions and other limitation statutes can control particular claims.

Fault question

Minnesota Statutes § 604.01 states that contributory fault does not bar recovery in a covered action when it is not greater than the fault of the person against whom recovery is sought. Allowed damages are reduced in proportion to the claimant’s fault.

Minn. Stat. § 541.07 ↗Minn. Stat. § 604.01 ↗

New York injury law map →

Timing question

CPLR 214 lists a three-year period for many personal-injury actions, while CPLR 214-a and other provisions impose different rules for particular claims. Accrual and defendant-specific notice rules also matter.

Fault question

CPLR 1411 states that culpable conduct attributable to the claimant diminishes recoverable damages in proportion to that conduct but does not bar recovery.

New York CPLR Article 2 ↗New York CPLR Article 14-A ↗

Ohio injury law map →

Timing question

Ohio Revised Code § 2305.10 generally provides a two-year period for bodily-injury actions, with separate accrual provisions and exceptions for specified claims.

Fault question

Ohio Revised Code § 2315.33 allows recovery when the plaintiff’s contributory fault is not greater than the combined tortious conduct of the other persons described by the statute, and reduces damages proportionally.

Ohio Rev. Code § 2305.10 ↗Ohio Rev. Code § 2315.33 ↗

Oregon injury law map →

Timing question

ORS 12.110 generally places an action for injury to a person or another’s rights, not arising on contract and not specially enumerated, in a two-year category. Specialized claims and statutes can change the period or accrual analysis.

Fault question

ORS 31.600 allows recovery in a covered action when fault attributable to the claimant is not greater than the combined fault of the persons the statute specifies. Allowed damages are reduced by the claimant’s percentage of fault.

ORS chapter 12 — § 12.110 ↗ORS chapter 31 — § 31.600 ↗

Pennsylvania injury law map →

Timing question

42 Pa.C.S. § 5524 places many actions for injury to a person or death caused by another person’s wrongful act, neglect, unlawful violence, or negligence in a two-year category. Accrual, claim type, and other provisions can change the analysis.

Fault question

42 Pa.C.S. § 7102 provides that claimant negligence does not bar recovery in a covered negligence action when it is not greater than the causal negligence of the defendant or defendants, and otherwise reduces damages proportionately. The section also contains allocation rules and activity-specific provisions.

42 Pa.C.S. § 5524 ↗42 Pa.C.S. § 7102 ↗

New Jersey injury law map →

Timing question

N.J.S.A. 2A:14-2 generally states that an action for injury to a person caused by another person’s wrongful act, neglect, or default must be commenced within two years after accrual, except as otherwise provided by law. The statute contains additional provisions, and other claims can follow different rules.

Fault question

N.J.S.A. 2A:15-5.1 states that contributory negligence does not bar recovery in a covered negligence action when it is not greater than the negligence of the person or combined persons against whom recovery is sought, and reduces damages by the attributed percentage.

N.J.S.A. 2A:14-2 ↗N.J.S.A. 2A:15-5.1 ↗

Rhode Island injury law map →

Timing question

Rhode Island General Laws § 9-1-14 generally requires actions for injuries to the person to be commenced within three years after accrual. The section and other statutes contain exceptions for specific claims and circumstances.

Fault question

Rhode Island General Laws § 9-20-4 provides that a claimant’s lack of due care does not bar recovery in covered personal-injury, death, or property-damage actions. Damages are diminished in proportion to the negligence attributed to the claimant.

R.I. Gen. Laws § 9-1-14 ↗R.I. Gen. Laws § 9-20-4 ↗

Texas injury law map →

Timing question

Texas Civil Practice and Remedies Code § 16.003 generally provides a two-year period for personal-injury and wrongful-death actions, subject to accrual rules and statutory exceptions.

Fault question

Texas Civil Practice and Remedies Code § 33.001 states that a claimant may not recover damages when the claimant’s percentage of responsibility is greater than 50 percent.

Tex. Civ. Prac. & Rem. Code ch. 16 ↗Tex. Civ. Prac. & Rem. Code ch. 33 ↗

Virginia injury law map →

Timing question

Virginia Code § 8.01-243(A) generally states that every action for personal injuries, whatever the theory of recovery, must be brought within two years after accrual unless another part of the section or another statute provides otherwise.

Fault question

Virginia’s official civil model jury instruction 6.050 describes contributory negligence for covered negligence actions: the parties’ negligence is not compared, and claimant negligence that proximately caused the injury bars recovery. Exceptions and claim-specific doctrines require legal review.

Va. Code § 8.01-243 ↗Virginia civil model jury instructions ↗
All jurisdictions

Continue to a state directory

50 states + DC

States without a sourced brief still provide live directory markets, major population centers, and a research checklist. A legal rule is not summarized here until its primary sources have been reviewed.

AlabamaDirectory mapAlaskaDirectory mapArizonaSourced briefArkansasDirectory mapCaliforniaSourced briefColoradoDirectory mapConnecticutDirectory mapDelawareDirectory mapDistrict of ColumbiaDirectory mapFloridaSourced briefGeorgiaDirectory mapHawaiiDirectory mapIdahoDirectory mapIllinoisSourced briefIndianaDirectory mapIowaDirectory mapKansasDirectory mapKentuckySourced briefLouisianaDirectory mapMaineDirectory mapMarylandDirectory mapMassachusettsSourced briefMichiganSourced briefMinnesotaSourced briefMississippiDirectory mapMissouriDirectory mapMontanaDirectory mapNebraskaDirectory mapNevadaDirectory mapNew HampshireDirectory mapNew JerseySourced briefNew MexicoDirectory mapNew YorkSourced briefNorth CarolinaSourced briefNorth DakotaDirectory mapOhioSourced briefOklahomaDirectory mapOregonSourced briefPennsylvaniaSourced briefRhode IslandSourced briefSouth CarolinaDirectory mapSouth DakotaDirectory mapTennesseeDirectory mapTexasSourced briefUtahDirectory mapVermontDirectory mapVirginiaSourced briefWashingtonSourced briefWest VirginiaDirectory mapWisconsinDirectory mapWyomingDirectory map

How to use changeable legal information

Check the current statute text, effective date, definitions, exceptions, and related court rules. The incident date, identity of the defendant, claim type, and accrual rule can change the result. Ask a lawyer licensed in the relevant jurisdiction to apply the law to specific facts.

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